The Canadian health care system is a two-tiered system. The first tier is a basic health insurance plan available to any Canadian citizen or permanent resident, and a separate but equivalent plan is mandatory for international students. The second tier is through supplementary plans; they are available through private providers and cover some additional costs, not covered by the basic plan.
Student health insurance
Health insurance is mandatory for 91精品黑料吃瓜 students. Learn about your coverage below.
An introduction to Canada-wide coverage
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Canada鈥檚 health care system is publicly funded and offers coverage across Canada for medically necessary health care services.
- While the federal government helps pay for health care, each province and territory manages and administers their own health insurance plans, funding for their hospitals and other health facilities, etc.
- Interprovincial insurance: If you visit another province, you must receive health care and insurance coverage even with an out-of-province health card.鈥
- If you move from one province to another, you need to apply for and acquire your new health card within 3 months to have continuous coverage. During that time, your old province needs to cover your health fees.鈥疉fter the 3 months, if you do not have a new health card, you will no longer have provincial health coverage.
- Most provincial health care plans cover:
- Doctor鈥檚 visits
- Hospital stays
- Services that are done at the hospital
- Eye exams under 18 to 19 years of age鈥
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If a service is deemed medically necessary by a province, then the full cost must be covered by provincial health insurance and cover all residents.
For more information, visit the page on the Government of Canada website.
Health insurance plans
Basic plans
These cover things like seeing a general practitioner/family doctor, going to the hospital, etc.
- (for Canadian students)
- (for international students)
For more information on UHIP, visit the UHIP page on the uOInternational website.
*Most health care plans don鈥檛 cover ambulance services. If you use an ambulance, you might have to pay for it.
*Some vaccines are not covered by these plans (example: Human Papillomavirus (HPV), hepatitis B, etc.), as well as some blood tests (example: vitamin D, vitamin B12). These may, however, be covered by your supplementary plan.
Supplementary plans
These plans cover things like prescriptions, specialist visits, vision aid products, etc.
- (for undergraduate students)
- (for graduate students)
These are both supplementary insurance options for 91精品黑料吃瓜 students. You might also be covered by a parent鈥檚 or partner鈥檚 supplementary insurance. That insurance coverage can either replace, or be added-on to the student insurance options listed above.
Visit your insurance provider鈥檚 website or contact them for more information on coverage, making and submitting claims, etc.
