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UHIP is a basic medical insurance plan that helps students pay for medical services. This includes some medical tests, emergency care at hospitals, visits to doctors and clinics, and surgery. For a complete list of services covered, see the  page. For questions about coverage, please .

Please note that the University of Ottawa only handles the UHIP insurance (provided by the ).

UHIP does not cover medication, dental, vision, and some specialist services.  For information on the additional health and dental insurance please contact the (if you are an undergraduate students) or the (if you are a graduate student).

2024-2025 academic year

The UHIP opt-out options are not available for studies outside Canada this year.

Please note that the University of Ottawa only handles the UHIP insurance (provided by the ), the mandatory health insurance for international students and their dependants.

Please contact the (if you are an undergraduate students) or the (if you are a graduate student) for information on opting out of the additional health and dental insurance.

See Coverage for your family: Dependants.

If you have received your UHIP card, . By accessing the , you’ll find a health care provider close to you that recognizes the UHIP plan as valid health insurance coverage. 

If you haven’t received your UHIP card, you can see a health care provider without it and pay for the consultation. Once you receive your card, you can  for a refund.

It’s normal to have additional fees not covered by UHIP when you receive medical care and submit your claim form for reimbursement. Cowan refunds at 125% of the . If a doctor charges more than UHIP refunds, you must pay the difference.

Email the University of Ottawa and email Cowan within 48 hours.

See the Provincial or territorial health insurance plans section on our website. 

Provincial and territorial governments (for example, the Government of Ontario) cover the vaccine cost. Therefore, it’s not reimbursed by UHIP. 

Email the University of Ottawa about:

• Eligibility
• Enrolling your dependants
• Changing your coverage
• UHIP premiums
• Premium refunds
• Updating your name, date of birth, email, or address
• Confirmation of UHIP coverage letter

Contact Cowan at [email protected] or by calling 1-833-377-UHIP (8447). Monday to Friday 8 a.m. to 5 p.m. (Ottawa time) about:

• What is covered under UHIP
• How to submit a claim
• Your UHIP claims
• Registration, access to your file, and printing of your coverage card.  

For information on the additional health and dental insurance, please contact the if you are an undergraduate students or the if you are a graduate student.

To learn more about the or immigration status, please email the University of Ottawa.

You can also check our immigration page.